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Livret A: ka waihona waihona e mālama ai mai ka hānau ʻana
Nui aʻe nā mākua e wehe nei a Bank, no i kā lāua keiki mai ka hānau ʻana. ʻOiaʻiʻo, waiho mau nā ʻohana i kahi kālā liʻiliʻi i ka Kalikimaka a i nā lā hānau a me nā lā hoʻomaha o nā keiki. He ala maikaʻi ia e hāʻawi i kahi waihona mālama kālā no hope.
ʻO ka puke A ʻo ia ka hopena kūpono e mālama ai, ʻo ia hāʻawi ʻia e nā panakō a pau. Hoʻololi ʻia ka uku kālā i kēlā me kēia makahiki, i luna a i lalo paha. I kēia manawa, ʻO kāna uku he 0,75% (a hiki i Ianuali 31, 2020 ma ka liʻiliʻi loa), ʻaʻole i kau ʻia i ka ʻauhau kālā a i ʻole nā haʻawina palekana. Hiki ke hana ʻia nā waihona me ka liʻiliʻi liʻiliʻi o 10 euros a hiki i ka huina o 22 euros.
Mālama no nā pēpē: ka Livret A o nā panakō like ʻole
- Ka Buke A Kipouss o ka Caisse d'Epargne: he kiko'ī kēia moʻolelo no na keiki mai 0 a 12 mahina. Loaʻa iā ia nā pōmaikaʻi like me ka Livret A maʻamau, me ka uku paʻa o 0,75%, ʻoiai e hoʻololi pono ʻia i ka mālama kālā o nā kamaliʻi.
- Ka Buke Blue, hāʻawi ʻia e Crédit Mutuel, ua like loa ia me ka livret A, me ka helu o 0,75%. Hiki iā ʻoe ke wehe me ka nānā ʻole i ka makahiki o ke keiki.
- ʻO ka waihona mālama kālā Zébulon ma ka LCL: ua manaoia no na keiki mai 0 a 12 mau makahiki, me ke kaupaku o 2 euros, a me kona uku nui ma 000% (Malaki 0,95).
- ʻO ka puke ʻEkahi Banque Populaire: ʻo kēia waihona kālā e hele pū me ke keiki mai ka hānau ʻana i kona 12 makahiki. ʻO ka uku o ka uku he 1% a ʻo ke kaupaku he 1600 euros.
- ʻO ka puke Première Epargne o ka panakō CIC i mālama ʻia no nā keiki o 0 12 i na makahiki. Hoʻonohonoho ʻia ka uku o ka uku ma 1,75% me ka palena kiʻekiʻe o 1600 euros.
- puke ʻōpio : mālama ʻia kēia puke mālama kālā no 12-25 makahiki. ʻO ka helu o ka puke puke ʻōpio upena o na auhau a ʻoi aku ka hoihoi ma mua o ka livret A ma ke ʻano o ka uku uku, me ka helu o 1,75% (Malaki 2019). Hoʻonohonoho ʻia ka palena no kēia puke ma 1600 euros.
- ʻO ka puke A Baby BNP Paribas: ʻo ia ka waihona mālama kālā kūpono no nā kamaliʻi o ma lalo o hoʻokahi makahiki : 15 euros makana hoʻokipa, ʻo ka uku he 0,75% (Malaki 2019) me ke kaupaku o 22 euros, e like me nā puke A.
E hoʻomanaʻo e like me nā mākua, hiki i nā keiki ke paʻa i hoʻokahi wale nō passbook A, hui pū nā panakō āpau.