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Ke hoʻomau nei ka papahana mokuʻāina "The First Car" ma 2022.
Ua hōʻike maikaʻi ʻo ia iā ia iho i nā makahiki i hala iho nei: ua hoʻopuehu koke ʻia nā kālā i hāʻawi ʻia iā ia i loko o nā haʻawina a ua koi ʻia ke aupuni e hoʻohui i nā kālā. Ua loli ka nui o ka uku ho'ēmi no ka poʻe e loaʻa ana i nā hōʻaiʻē kaʻa i 2022: 20% o ke kumukūʻai o ke kaʻa (25% no nā kamaʻāina o ka Hikina Hikina), ma kahi o 10% ma mua.
According to the latest data from Avtostat, there are already 45,5 million cars on roads. In addition, the number of people who want to get behind the wheel is growing rapidly every year. Buying a car is not cheap, and some newcomers have to put aside a dream for several years or take it out on a car loan.
Mai kāhāhā ʻoe inā ma 2022 e hele ʻoe i kahi hale kūʻai kaʻa, e hoʻokokoke i kahi luna hōʻaiʻē a noi iā lākou e kākau inoa no ka papahana, a ʻohi lākou i ko lākou poʻohiwi. ʻO nā haʻawina i hoʻokaʻawale ʻia e ka waihona kālā no nā hōʻaiʻē makemake e lele lele me ka wikiwiki o ka uila. Nui ka poʻe i makemake e kūʻai i kaʻa ma lalo o ka papahana First Car. Ua hōʻike ʻia nā makahiki i hala aku nei ua hoʻopuehu ka palena o nā kālā i hoʻokaʻawale ʻia e ka mokuʻāina no ke kākoʻo ʻana i nā mahina mua o ka makahiki, ʻo ka hapa nui o ka hapaha mua.
No ke aha i hana ʻia ai ka papahana kaʻa mua?
In order to help new motorists purchase vehicles, the authorities created the First Car program. Although if you look for some law or regulation with that name, you will not find anything. For those who like to read the document in the original source, you can read Decree of the Government of the Federation of April 16, 2015 No. 364 – these are the full rules of the First Car program in Our Country.
A special system in the form of concessional lending was developed by the Ministry of Industry and Trade of the Federation. The essence of the program is that every driver who is ready to buy a car under the program receives a 20% discount on a car. But only if he takes it on credit.
Nā kūlana o ka papahana "Kaʻa mua"
ʻAʻole hiki i nā kānaka a pau ke komo i ka papahana. ʻAʻole noʻonoʻo ʻia ke kūlana male, ka makahiki a me ka hele ʻana a i ʻole ka ʻole o nā keiki.
- Hiki ke lawe ʻia kēia hōʻaiʻē kaʻa e ka poʻe kūʻai kaʻa no ka manawa mua i ko lākou ola. ʻIke ʻia ʻaʻole pono ke kākau inoa ʻia ke kaʻa ma ka inoa o ka mea ʻaiʻē ma mua.
- ʻO ka lōʻihi loa o ka hōʻaiʻē a hiki i 7 mau makahiki. Eia naʻe, ua kaupalena ʻia ka hapa nui o nā panakō i 36 mau mahina. ʻO ia hoʻi, pono ʻoe e uku no ke kaʻa no ʻekolu makahiki. No laila, pono ʻoe e helu i kāu mau hiki kālā, no ka mea ʻoi aku ka pōkole o ka manawa hōʻaiʻē, ʻoi aku ka kiʻekiʻe o ka uku o kēlā me kēia mahina.
- Pono ka kaʻa i kūʻai ʻia ma ka home a i ʻākoakoa ʻia ma ko mākou ʻāina.
- ʻAʻole pono ka nui o ka mīkini ma mua o 3,5 tons.
- ʻAʻole pono ke kumukūʻai ma mua o 2 rubles.
- Pono ʻole ke kaʻa. Makahiki hoʻokuʻu - 2021 a i ʻole 2022.
- ʻAʻole ʻoe i komo a ʻaʻole hoʻolālā e komo i nā ʻaelike hōʻaiʻē ʻē aʻe no ke kūʻai ʻana i kaʻa ma 2022.
lā
Ua hoʻomaka kēia papahana i ka 2017. A laila ua pau ka waihona kālā i waiho ʻia no kāna hoʻokō ʻana i loko o ʻelua a ʻekolu mau mahina mai ka manawa o ka hoʻomaka ʻana. ʻOiaʻiʻo, ʻaʻohe mea i loli mai ia manawa - ua hoʻopuehu koke ʻia ke kālā i kēlā me kēia makahiki.
Mai Malaki 1, 2019, ua hoʻonui ʻia ka papahana aupuni mokuʻāina no ʻelua mau makahiki - 2019 a me 2020. A laila ua ʻike ʻia e paʻa ia a hiki i 2023.
Ka papa inoa o nā hiʻohiʻona
E like me ka mea i'ōleloʻia ma luna nei, hiki ke kūʻai waleʻia kahi kaʻa e kūpono i nā koi. Hiki iā ʻoe ke loaʻa ka uku hoʻemi wale nō ma kahi kaʻa hou, ʻaʻole komo nā kaʻa i hoʻohana ʻia i ka papahana.
No ka maʻalahi o ke koho ʻana i kahi kaʻa, ua wehewehe ʻia ka papa inoa o nā kaʻa ma ke kānāwai:
- Lada Niva;
- GAZelle "ʻOihana", Aʻe, "Sobol";
- Lada 4х4 (Legend), Nui, Largus, XRay, Vesta;
- UAZ "Pickup", "Profi", "Patriot", "Hunter" (nā hiʻohiʻona 3303, 3741, 3909, 3962, 2206 a me kā lākou mau hoʻololi;
- nā kaʻa uila o ka brand Evolute, i hana ʻia ma ka hale kanu Motorinvest ma Lipetsk. Me ka hoʻonui hoʻemi o 35% (akā ʻaʻole i ʻoi aku ma mua o 925 tausani rubles).
Previously, under this program, it was possible to buy a number of foreign cars that were assembled at factories. In 2022, they are no longer included in the program.
E ʻoluʻolu, ʻoiai ke kau nei ke kānāwai i ka palena o ke kumukūʻai o kahi kaʻa o 2 miliona mau rubles, ʻaʻole nā pilikia a pau mai ka papa inoa ma luna e hāʻule i lalo o kahi hōʻaiʻē makemake.
Ma nā ʻāpana hea ka hoʻolaha ʻana?
Ma keʻano maʻamau, hana ia ma nā wahi āpau. Akā ʻo ka mea liʻiliʻi o ka hana, ʻo nā ʻoihana kālā e komo i ka papahana ʻaʻole ma nā wahi āpau.
Hiki i nā poʻe noho ma Moscow, St. Petersburg, Kazan, Nizhny Novgorod, Volgograd, Samara, Ufa, Chelyabinsk, Novosibirsk, Yekaterinburg a me Rostov-on-Don ke hoʻohana pono i kēia makana maikaʻi. No ke koena, paipai mākou iā ʻoe e nānā me kāu mau mea kūʻai aku. ʻO ka maʻamau, kamaʻilio lākou e pili ana i ka papahana ma kā lākou pūnaewele a hāʻawi i ka ʻike ma ke kelepona.
Puke palapala i makemakeia
Pono nā panakō i nā palapala aʻe mai nā mea komo papahana:
- he kope o ka passport a me ka hōʻike ʻana o ka palapala kumu ma ke kākau inoa ʻana;
- he kope o ka laikini kaʻa a me ka palapala kumu ma ke kākau inoa ʻana;
- noi no ke komo ʻana i ka papahana mokuʻāina (i lawe ʻia mai ka Bank);
- he palapala hōʻoia mai ka mākaʻi kaʻa kaʻa e hōʻoia ana ʻaʻole i hoʻopaʻa inoa mua ʻia nā kaʻa me ʻoe (na kekahi mau panakō e noi iā lākou iho).
Eia kekahi, hiki ke ʻike ʻia nā koi hou o nā panakō (ʻaʻole i nā manawa a pau a ʻaʻole i nā mea āpau):
- kekahi ʻike hoʻokele;
- palapala hōʻoia o ka loaʻa kālā;
- ka ae mai ka wahine mai.
ʻO wai nā panakō e komo nei i ka papahana?
The complete approved list is published on the website of the Ministry of Industry and Trade of the Federation.
- Bank Zenith;
- Bank "Saint Petersburg";
- SOYUZ Bank;
- Bank "Hoʻokomo kālā";
- Waiwai PSA Bank;
- FastBank;
- VTB 24;
- Gazprombank;
- ʻOihana Hoʻolālā "Verkhnevolzhsky";
- Waihona ʻEulopa;
- Metcombank;
- Raiffeisenbank;
- Rosbank;
- ʻO Rusfinance Bank;
- Sberbank o ko mākou ʻāina;
- Sviaz-Bank;
- Uralsib;
- Volkswagen Bank RUS;
- Energobank;
- UniCredit Bank.
Ke alakaʻi ʻanuʻu i ke kūʻai ʻana i kaʻa
Pono mua ʻoe e hōʻoia e hiki iā ʻoe ke komo i ka papahana, a laila hoʻomau i ke kaʻina hana hoʻopaʻa inoa.
Pono kēia:
- E kelepona i ka panakō a mea kūʻai kaʻa a noi. E hoʻomaopopo ʻo ka noi ʻana ma o kahi mea kūʻai kaʻa e mālama i ka manawa, no ka mea, hoʻouna nā luna i nā noi i kekahi mau panakō i ka manawa hoʻokahi;
- E hōʻike i kāu palapala laikini kaʻa a me kahi pūʻolo o nā palapala i luna. A laila e hana ʻia kahi nānā moʻolelo hōʻaiʻē;
- E kali i ka hoʻoholo o ka panakō. ʻO ke kaʻina hana loiloi noi maʻamau he 3-14 mau lā. ʻO ka hōʻaiʻē makemake e hōʻike i kahi manawa hoʻonui no ke aʻo ʻana i ka noi, a hiki i ka panakō ke "manaʻo" a hiki i hoʻokahi mahina.
Ma hope o kēlā, e hoʻokaʻaʻike aku ka mea kūʻai aku iā ʻoe. Ma hope o ka ʻae ʻia, pono ʻoe e waiho i kahi palapala hōʻoia ʻaʻole ʻoe e hōʻaiʻē i nā kaʻa ʻē aʻe no hoʻokahi makahiki.
A laila hele mai ke kaʻina hoʻopaʻa inoa. E hoʻoili ʻokoʻa ke kālā i ka moʻokāki o ka mea kūʻai aku. ʻAʻole hāʻawi ʻia nā hōʻaiʻē kaʻa a me nā haʻawina.
Ma hope o ke kūʻai ʻana, hiki iā ʻoe ke hele palekana i ka mākaʻi kaʻa a hoʻopaʻa inoa i ke kaʻa. A laila pono ʻoe e hoʻihoʻi i ka TCP i ka panakō, kahi e mālama ʻia ai ka palapala a hiki i ka uku piha ʻana i ka hōʻaiʻē.
Pitfalls
Loio Roma Petrov:
- Aia nā pitfalls i kekahi papahana moku'āina, ʻaʻole ʻokoʻa ka "First Automobile". I ka noi ʻana i kahi hōʻaiʻē kaʻa, hoʻokau ʻia nā mea kūʻai aku me kahi CASCO lōʻihi, e uku nui ana i ke kālā. ʻIke ʻia, i ka hoʻoholo ʻana e mālama i ke kālā, "lele" ʻoe i kahi 100 tausani ma muli o CASCO a ʻo ke kālā i hāʻawi ʻia e ka mokuʻāina ʻaʻole i hoʻopau ʻia i ka uku ʻana i ka ʻaiʻē kumu, akā ma nā lawelawe ʻē aʻe ʻaʻole pono i kekahi.
No laila, ma mua o ka hoʻoholo ʻana e hoʻohana i kēia polokalamu, e ʻike pono e helu - pono maoli anei ia iā ʻoe? Inā ʻoi aku ka maikaʻi, a laila e wikiwiki - hoʻopau koke ke kālā.