ʻO ka moraki ʻoihana ma 2022 ma ko mākou ʻāina

– Back in early June 2022, Prime Minister Mikhail Mishustin instructed the Ministry of Industry and Trade, the Ministry of Finance, and the Ministry of Economic Development of the Federation to develop a new measure of state support. It was presented at SPIEF 2022 and is already arousing considerable interest among representatives of small and medium-sized businesses,” says the head of the real estate department at Bugrov and Partners Polina Merkeeva.

E haʻi mākou iā ʻoe pehea e hana ai ke kaʻina kākoʻo mokuʻāina hou a ma nā waihona e hiki ai ke loaʻa kahi moraki ʻoihana ma 2022.

He aha ka moraki ʻoihana ma nā ʻōlelo maʻalahi

ʻO ka moraki ʻoihana he hōʻaiʻē kālā mai kahi panakō i hoʻopaʻa ʻia e ka waiwai paʻa. Hiki ke lawe ʻia e kahi ʻoihana e kūʻai i kahi kahua ʻoihana mākaukau a hoʻomaka koke i ka hana. ʻO kēia moraki me ke kākoʻo mokuʻāina, ʻo ia hoʻi, e loaʻa iā ia ka uku koho, ʻoi aku ka haʻahaʻa ma mua o ka awelika mākeke. E kākoʻo kālā ʻia e ka mokuʻāina.

ʻO ka mea nui e pili ana i nā moraki ʻoihana me ke kākoʻo mokuʻāina

Kauoha Aupuni no ka Moraki Hana Hana

ʻAʻole i paʻi ʻia ka palapala. I ka makahiki 2022, ke kūkulu ʻia nei ka papahana moraki ʻoihana. I ka wā e hana ai nā keʻena koʻikoʻi (ʻo ia ke Kuhina Waiwai, ka Ministry of Economic Development a me ka Ministry of Industry and Trade) i nā kikoʻī a me nā mea i hoʻolako ʻia, a laila hoʻonohonoho pū me ke Kuhina Nui, e paʻi ʻia kahi ʻōlelo no ka moraki ʻoihana. .

Kūlana moraki ʻoihana

ʻAʻohe ʻōlelo a me nā kūlana piha i kēia manawa no kēia hōʻaiʻē kākoʻo mokuʻāina. Hoʻokahi mea i maopopo - ʻo 5% ka uku no ka makahiki, e like me ka mea i hoʻolaha ʻia e ke Kuhina Nui ʻo Mikhail Mishustin. 

- ʻO kēia ʻano o ka hāʻawi kālā ʻana ke kākoʻo i nā ʻoihana ma ka ʻoihana ʻoihana, a me nā SMEs (nā ʻoihana liʻiliʻi a me nā ʻoihana liʻiliʻi). Na lākou e hiki ke hoʻohana i ka polokalamu hōʻaiʻē hou. Eia kekahi, hāʻule pū nā mea hoʻomohala o ka ʻoihana waiwai - nā mea hoʻomohala o nā paka ʻenehana a me nā ʻenehana ʻenehana - ma lalo o ka papahana "moraki ʻoihana", wahi a Polina Merkeeva.

Nā koi panakō no ka poʻe ʻaiʻē

Obviously, loans will be issued to tax residents of the Federation – that is, the company pays most of the taxes in Our Country. Based on the name “industrial”, we can conclude that loans will be issued by LLC. Will individual entrepreneurs be supported? Quite possible.

There will probably be requirements for the amount of the company’s annual revenue and the period of business activity – in other words, how long the company has been in existence and has been operating. Surely they will take into account the type of activity of the borrower: at a minimum, it must comply with the legislation of the Federation. As a maximum, a specific list of industries that can qualify for an industrial mortgage may appear.

Nā koi panakō no ka waiwai paʻa

E hāʻawi ʻia nā hōʻaiʻē makemake no ke kūʻai ʻana i nā kahua hana i mākaukau ʻia mai nā mea hoʻomohala ʻoihana (mea kūkulu hale). ʻO ia hoʻi, he ʻano moraki ma nā hale ʻoihana hou.

Nā papahana moraki ʻoihana

I kēia manawa ua ʻike mākou e pili ana i ʻelua papahana o ka hāʻawi ʻana i ka ʻae. ʻO ka mea mua no nā ʻoihana makemake e kūʻai i kahi pūnaewele hou. No lākou, he moraki ma 5% i ka nui o 500 miliona rubles, a hiki i ʻehiku makahiki.

ʻO ka papahana moraki ʻoihana ʻelua no nā mea hoʻomohala (mea kūkulu hale) i kūkulu i nā hale ʻoihana. E hāʻawi ʻia iā lākou i ka 2 biliona rubles, a hiki i ka ʻumi makahiki.

- He mea hoihoi ka hoʻolālā kūloko o ka ʻāina ʻo Tver¹. Ke hoʻokō nei lākou i kā lākou papahana "moraki ʻoihana". Ke kumu: e kākoʻo i nā ʻoihana i ke kūkulu ʻana i nā hale ʻoihana hou, nā hale kūʻai, a me ka loaʻa ʻana o nā hale hana a me nā logistic i mākaukau. ʻO ka nui o ka hōʻai'ē i kēia hihia mai ka 20 a hiki i ka 80 miliona rubles no ka manawa heʻumi makahiki ma 1% no ka makahiki, akā me nā hōʻoia kālā. I ka manawa like, ua kūkulu ʻia nā pae hoʻohālike no ke koho ʻana i nā papahana, a me nā koi no ka mea ʻaiʻē. I ka wā e hiki mai ana, hiki ke lawe ʻia kēia papahana ma ke kumu o ka papahana moraki ʻoihana federal.

Ka papa inoa o nā panakō kahi e loaʻa ai kahi moraki ʻoihana

Ke paʻi ʻia ka hoʻoholo no ka promipoteka a maopopo ke ʻano o ke kōkua ʻana, e hoʻoholo nā panakō inā e hoʻopuka i ia mau hōʻaiʻē a ʻaʻole paha. Hiki ke manaʻo ʻia ʻo ka mea mua e ʻae iā lākou he mau mea pāʻani nui i ʻoki ʻia e nā hoʻopaʻi ma nā mākeke haole. Ma lalo o kēia mau kūlana, ua emi ka helu o kā lākou mea kūʻai aku, ʻo ia hoʻi, ʻoi aku ka pili o ka ʻimi ʻana i nā mea hou ma mua o ka wā.

Eia kekahi, he mea pono ia moraki i na panakō. Ma hope o nā mea a pau, hāʻawi kālā ʻia ka uku o 5%. I nā huaʻōlelo ʻē aʻe, e uku ke aupuni i ka panakō no ka mea ʻaiʻē.

Pehea e loaʻa ai kahi moraki ʻoihana

He hoʻomaka mua kēia ʻōlelo aʻo, e pili ana i nā manaʻo e pili ana i ka hana ʻana o ka mīkini moraki ʻoihana. ʻAʻohe hoʻoponopono pololei i kēia manawa. Ke hōʻike koke ʻia, e hōʻano hou mākou i ka mea.

1. E hōʻiliʻili i kahi pūʻolo palapala

Ke hāʻawi kālā i kahi ʻoihana, nīnau nā panakō:

• hoʻopiha i kahi palapala ma ke ʻano o kahi panakō;
• hāʻawi i nā palapala hoʻopaʻa inoa a me nā palapala hoʻohui o kahi hui kānāwai a i ʻole ka mea ʻoihana hoʻokahi;
• hōʻike kālā;
• palapala ʻoihana.

Ke noʻonoʻo nei he moraki kēia, ʻo ia hoʻi, hoʻopaʻa ʻia kahi hōʻaiʻē e kahi mea waiwai, pono paha nā palapala mai ka mea hoʻomohala, a me ka loiloi ʻana i ke kumukūʻai o ke kahua ʻoihana.

2. E koho i kahi panakō

ʻO ke ala maʻalahi no nā ʻoihana e hana pū me nā ʻoihana kālā i loaʻa iā lākou kahi moʻokāki o kēia manawa. Hiki i nā panakō ke hāʻawi i ka uku haʻahaʻa. No ka mea, ʻo 5% ka helu kiʻekiʻe loa. I mea e "lure" i ka ʻoihana iā ia iho, hiki ke hoʻemi ʻia ka pākēneka o ka makahiki.

3. E kali i ka ʻae ʻia a pani i ka ʻaelike

Ke mākaukau nā palapala a pau a koho ʻia ka mea nāna e hāʻawi aku, ʻo ka mea i koe ke ʻae ʻia. I ka hihia o nā hōʻaiʻē ʻoihana, ʻoi aku ka lōʻihi o ke kaʻina hana ma mua o ka hōʻaiʻē mea kūʻai. ʻOi aku ka nui o nā pilikia a ʻoi aku ka nui o ka hōʻaiʻē. Eia naʻe, ʻaʻole pono no nā panakō ke hoʻopaneʻe i ke kaʻina hana.

ʻŌlelo kōkua akamai

Ua noi mākou i ke poʻo o ka ʻoihana waiwai ma Bugrov & Partners, Polina Merkeeva, e hōʻike i kona manaʻo e pili ana i ka papahana moraki ʻoihana hou ma 2022.

"ʻO ke kūlana politika i kēia manawa ua hoʻoikaika nui i ka hoʻomohala ʻana i ka ʻoihana i ko mākou ʻāina, a me ka logistic, ʻo ia ka hopena, ua hoʻololi hou ʻia ke kālepa mai ke komohana a hiki i ka hikina. 

No laila, ua pono e hoʻomohala i nā wahi ʻāina hou a hoʻomohala i ka ʻoihana ma nā wahi o Siberia a me ka Hikina mamao. Ma kēiaʻano, ua hoʻoholoʻia e hoʻomaka i ka hoʻopukaʻana i nā morakiʻoihana

Aia nā hopohopo e pili ana ka uku panee koho i ka makahiki mua. Akā pono mākou e kali no ka hoʻolaha ʻana o ka hoʻoholo mana. "

Nā nīnau a me nā pane kaulana

Kumuwaiwai o

1. Ka Waihona Hoʻomohala ʻOihana o ka ʻĀina Tver https://frp69.ru/loans/industrial-mortgage/